Should a buyer buy a home warranty, if the seller isn’t providing one for them? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.

Many home warranty policies have a deductible of around $75 to $100 or the cost of a repair, whichever is less. The deductible applies to each repair that occurs. Home warranty policies also are available directly to homeowners and homebuyers, who may purchase them in certain circumstances – such as after buying a foreclosure.

Obvious example: If you’re asked to buy a $30 warranty on a $50 calculator, you should probably just take your chances. Some programs will include in-home service contracts, so the technician comes.

A recent complaint against Choice Home Warranty illustrates why Consumer Reports doesn’t recommend buying home warranties or any other kind of service contract.. Why you should avoid home.

Some problems simply won’t be covered by a warranty, and most home warranties won’t cover components that haven’t been properly maintained." The lesson here: Read the fine print, so you’re prepared. If you’re asking yourself if you should buy a home warranty.

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If you’re buying new construction, some builders might include a warranty with the home purchase. But if you’re buying a home with 10-year-old appliances, for example, it’s only a matter of time until one of them breaks down.

“Instead of buying one of these policies – or placing any value in the one provided when you buy a home – you'll do better to place that.

Key Considerations When You Buy a Home Warranty. You’ll be busy moving in, but be sure to hold onto that inspector’s report. Before buying a warranty, go through the report, item by item, taking note of potential problem areas:. Your home warranty should match your home.

New build homes will often come with a 10 year warranty which is essentially. When purchasing a newly built home you will.

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The one time to buy a home warranty If the home being purchased has older appliances, or if the age of the appliances or home systems you're inheriting is unknown, a home warranty can be an.

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