Buying investment property. you are eligible to borrow up to 80% to 90% of the property value, depending on whether you are taking a HDB or bank loan. But when you buy your second property, your.

Know What Lenders Are Looking For. Just as with a refinance of a primary residence, your credit score (most of the time, you will need 660 or higher to obtain a conventional refi, and above 760 to get the best rates), debt-to-income ratio (the amount of debt you have relative to your income) and income matter to getting a refinance on an investment property.

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I just finished a refi on my rental and best I could do was 75% LTV, new purchase was 80% LTV no problem but refinancing for whatever reason I was only given the option of 75%.Something to think about going forward for myself will be to factor in the lower amount when analysing a deal and how much of my money will be left in a deal after all is said and done.

Buy a Property With an FHA Loan If you’re making your first investment, a sound way to go. This way investors can get up to 80% LTV for an acquisition or up to 75% for a refinancing, interest rates.

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There are also probably no combination first trust and second trust or piggy back loans these days. That used to be able to get you up to 90 percent loan to value (LTV). The banks. And keep the.

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San Francisco Hard Money Loans to 80% LTV – activerain.com – San Francisco Hard Money Loans to 80% LTV – Purchase or Refinance – Investment Only – SFR or Multi-Unit OK.. we have hard money programs that can finance up to 80% of the value of a property.. These are shot term hard money loans, typically 1-4 years.

Investment Property Financing is EXTREMELY competitive for loans under $417,000. Investors can put down only 20%, and obtain 80% LTV financing at rates as low as 5% for a "No Points" Loan right now.

Investment Property Loans. Getting an investment property loan is harder than getting one for an owner-occupied home. And they are usually more expensive.. (LTV) of the mortgage. If the LTV were 80 percent, the extra surcharge would be 3.375%. So altogether, the rental property buyer would.