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A down payment can be one of the biggest hurdles to overcome when you’re shopping around for a used car with bad credit. There are lenders and dealers out there that offer "no money down car loans". It would be nice to think that "no money down" or "zero down" advertisements apply to everyone.

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2018 U.S. Home Buyers Guide to No Down Payment Mortgage Financing. The VA program remains one of the only bad credit no-money down home loans.

How to get a mortgage with bad credit? Now that you know bad credit can cost you big bucks when you take out a home loan, here are some strategies you can use to get a more affordable mortgage.

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Even if you have bad credit, the first thing you should do is try for pre-approval with your bank or credit union. You may be surprised by what your approval odds are. Even if they turn you down..

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