If there’s a chance your job is at risk and you’d be unable to repay the loan on such short notice, I’d caution against borrowing. 401(k) to pay for anything other than a down payment. That said, a.

mortgage interest rates fha 30 year fixed home equity loan and pmi Loan-to-Value Ratio – LTV Ratio Definition – Additionally, a loan with a high ltv ratio may require the borrower to purchase mortgage insurance to offset. While the loan-to-value ratio is not the only determining factor in securing a mortgage.