Hello Tina. Yes you can get a loan on a Mobile Home but it is not a mortgage as there is no Real Estate involved in the purchase. The loan is effectively the same as an Auto Loan and is secured by the physical "vehicle" with the lender holding the "Pink Slip".

How Much Can You Refinance Your House For Whether you want to lower your monthly payment, get a lower interest rate, shorten your term or do a cash-out refinance, our refinance calculator can help you determine if refinancing can help you meet your goals. How can I get an estimate of my rate? Our refinance calculator uses today’s current rates.

Have a Down Payment. Purchasing a manufactured home is quite different in many ways from purchasing a typical home, as mobile homes depreciate in value, while the alternative tends to appreciate over time. As a result, lenders want to see a significant up-front down payment before handing out a loan, especially if they’re working with individuals who have poor credit.

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As fascinating as I personally think finance is, I get that maybe the average eight year old. activities the teachers use during their workshops that can be easily implemented at home by parents..

15 years for a manufactured home lot loan; 25 years for a loan on a multi-section manufactured home and lot; Locating a Dealer. Manufactured homes are usually purchased through dealers or retailers that sell the homes. The names of lenders in your area which specialize in financing manufactured homes can be obtained from local retailers.

Qualified veterans can also obtain a loan to purchase a modular home under VA’s regular home loan program. Veterans should understand before applying for a VA loan for a manufactured or modular home that it will be difficult to find a lender willing to do a true $0 down construction loan.

Conduit financing of mobile home parks. They are so sought after because they 1) have 10 year terms 2) are non-recourse 3) have low, fixed interest rates and 4) allow for cash-out. But beware of one unusual trait of these loans: they do not allow for pre-payment without the costly penalty known as “defeasance”.

August 6, 2010 – The FHA has a program that lets fha loan applicants get financing (or refinancing) for the purchase of mobile homes, a developed lot for the mobile home, or the combination of the home and the lot. Like other fha loan products, the mobile home must be considered the primary residence of the FHA borrower.

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