5 steps to beating debt and getting mortgage-approved – The fact that high levels of debt are a potential barrier to getting a mortgage seems to be a mystery. It’s amazing how much you can save. Estimate your savings on a daily basis and put aside that.

Estimate your debt-to-income ratio to determine how your finances compare with mortgage lender requirements. Under new mortgage laws that became effective January 10, the maximum debt-to-income ratio for "qualified" mortgage loans is 43 percent. Things to Keep in Mind. Mortgage approval requirements vary between loan programs and from.

The mortgage calculator will help you determine how much home you can afford and what. Home Affordability Calculator.. figures are for estimation purposes only, as PMI, taxes, and homeowners insurance vary by county. The exact amount you can afford will be affected by your credit history.

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The Mortgage Affordability Calculator estimates a range of home prices you may be able to afford based on the accuracy and completeness of the data and information you enter. The results are intended for illustrative and general purposes only, and do not constitute, nor should they be relied upon as financial or other advice.

Use our free mortgage calculator to quickly estimate what your new home will cost. Includes taxes, insurance, PMI and the latest mortgage rates.