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Credit cards have two types of interest rates: fixed or variable. The difference between the two will affect when your interest rate can change and whether you have to be notified before your credit card issuer changes your rate.

Fixed interest rate loans are loans in which the interest rate charged on the loan will remain fixed for that loan’s entire term, no matter what market interest rates do. This will result in your. loan interest Rate Vs Apr The APR, however, is the more effective rate to consider when comparing loans.

How much do you know about car loans? Do you know the difference between a APR and interest rate? Compare APR vs interest rate on your car loan now >>