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6 Steps to Check Before Refinancing Your Mortgage – If your 30-year loan is carrying a rate of about 5.3% or more, refinancing is likely to make sense. A Bankrate.com mortgage calculator reveals that a standard. how much equity do you have in your.

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How to Refinance Your Mortgage? – That has created yet another opportunity to cut your monthly mortgage payments or accelerate your home’s payoff by refinancing. To crunch the numbers on your own specifics, try the calculator at.