How to pay a lower rate without refinancing – Washington Post – How to pay a lower rate without refinancing.. "If you can’t refinance your mortgage but can afford to pay some additional money each month, that prepayment might save you as much as an.

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Refinance Auto Loan – How it Works – by LeaseGuide.com – Refinancing can reduce your car payments if there is a significant difference between your old interest rate and the rate that you might get now. The benefit is greatest if your old interest rate is very high – possibly because your credit score was low at the time, or you had unknowingly accepted a bad deal.

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How to Refinance an Auto Loan in Just 6 Steps | Student. – If you signed a bad deal on a car, you could refinance a car loan and reduce the interest you pay. You need a lower payment: If you can’t afford your current monthly payments or want to give yourself more breathing room, refinancing your car loan can allow you to extend your repayment period and get a lower payment.

Increase your down payment. If you can afford it, increase your down payment to lower your monthly car payment. Smaller down payments actually increase the cost of longer term loans. If you increased your down payment to 20 percent, for example, you could save a lot of money while potentially securing a shorter term loan in the process.

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How to Refinance a Car Loan | Edmunds – How to Refinance a Car Loan. You could now refinance the balance of your car loan at 3 percent and lower your payments to about $445 a month for the remaining three years. That’s a savings of $80 a month and $2,880 over the life of the loan. It only takes about 15 minutes to fill out an application for auto loan refinancing, and you can do the whole process online.

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Refinancing new vehicle purchase before 3 months. – Auto Refinancing new vehicle purchase before 3 months – dealership says this will screw them out of rebates.. My employers credit union is willing to offer me some great new-car rates if I refinance within 60 days of purchase, but I’m afraid that the dealership will try to come after me for the rebate savings if I do this.. but what you.