If you’re in the process of buying or refinancing a mobile home, our comprehensive list of answers to frequent questions is a great resource. Getting quality financing on a manufactured home with land is still possible — and you can still get very reasonable rates of interest!

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A manufactured home that isn’t permanently affixed to land is considered personal property and financed with a personal property loan, also referred to as chattel loan. When the manufactured home is secured to permanent foundation, on leased or owned land, it can be titled as real property and financed with a manufactured home loan with land.

Even before you start shopping around for a mobile home, explore financing options from a number of sources to see who offers you the best rates and terms. You can find many of those sources on.

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A washer could be manufactured at a GE plant in Kentucky, get loaded on a truck to the warehouse that night, and then cross back over to the home delivery pad by early. New fixtures? Why can’t you.

New & Used Mobile Home Financing with as Little as 5% Down. Financing Terms from 7 – 25 Years, Best Rates at Lower Terms. Down Payments May be Gifted.

Government Loan Programs. Maximum loan amounts on Title I loans are lower than maximums on Title II loans, and loan terms are shorter: For a single-wide home and lot, the maximum repayment term is 20 years. VA loans are available to servicemembers and veterans, and they can be used for manufactured and modular houses.

Whether you call them mobile homes or manufactured homes, financing one is different than financing a regular home. Yet, it is still possible to finance your mobile home with a mortgage from a traditional bank lender. Here’s how you can find a bank to loan you money for your mobile home.

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