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HARP Loans – HARP is a total refinance program, which will help to lower interest rates and give a more affordable mortgage payments. Since this loan refinancing program sets its rates based largely on your credit score and payment history, the lower they are, the higher terms you’ll get.

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HARP Loans | Government Refinance Program | American Financing – The government HARP program is designed to help homeowners with underwater mortgages to refinance to a lower interest rate.. The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May 2009.

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12 ways to get the lowest mortgage refinance rates – HSH.com – If you’re considering refinancing your mortgage, you are likely eager to find the lowest mortgage refinance rates.. But before you start shopping around for the lowest rates, experts say you should establish your objectives and prepare your finances to improve your chances of qualifying for the lowest interest rate.

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