High Down Payment Mortgage View Rent To Own Homes Over 60 and buying your first home? Here’s what you need to know. – Should I rent or buy? I really want my own garden and to have my own space. I am tired of living by other people’s rules. What do you think? A: How frustrating. After more than 25 years of advocating.203 K Loan Program In general, an FHA 203(k) loan allows you to wrap your renovation costs into your mortgage-that’s just one loan and one closing. The amount you borrow is a combination of the price of the home.