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When a HUD-1 or other promulgated settlement statement is used, the. Closing Disclosure as the “settlement statement” for transactions.

<span id="hud-1-settlement-statement">hud-1 settlement statement</span> ‘ class=’alignleft’>Contents <span id="refinancing-real-estate">refinancing real estate</span> Estate settlement procedures act (respa) Settlement statement? hud Good faith estimate HUD is an acronym for Housing and Urban Development, and represents the arm of the U.S. government department responsible for legislation relating to home ownership and property When is a HUD-1 Settlement Statement used?</p>
<p>The HUD-1 settlement statement is a standard government real estate form that was once used by the settlement agent (also called the closing agent) to itemize all charges imposed upon a borrower and seller for a real estate transaction.</p>
<p>Note: This article refers to a form that is in use until October 3, 2015. For those who submit a mortgage application on or after this date, two new forms, called a "Loan Estimate" and a "Closing Disclosure," replace the HUD-1 Settlement Statement, the Good Faith Estimate, and the Truth-in-Lending disclosure form that were formerly required in mortgage loan closings.</p>
<p>Understanding the HUD-1 Settlement Statement. One of the first documents reviewed at settlement is the HUD-1 Settlement Statement ("HUD-1") which details all of the fees paid in conjunction with the purchase or sale of your home. Calculating these fees is nothing more than adding and subtracting, but it can become confusing at times.</p>
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<p>A breakdown explanation of the 2010 HUD-1 Settlement Statement follows: Be aware that "Buyers" are referred to as "Borrowers" on the <span id="actual-hud-1-form">actual hud-1 form</span> even though the HUD-1 form may be used when there is no loan involved, such as in a cash transaction. For better clarity, we will simply reference "buyers" and "sellers" as appropriate.</p>
<p>View Sample Settlement Statement | Baltimore, Maryland – Explanation of Page One of Settlement Statement. The Settlement Statement, or HUD-1, reflects all of the costs associated with a purchase or refinance. Below are explanations of certain key lines. For further clarification, feel free to call us.</p>
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PDF EXPLANATION OF THE HUD-1 Settlement Statement – EXPLANATION OF THE HUD-1 Settlement Statement The Settlement Statement is the financial picture of the closing. All money deposited into the escrow account and the disbursals out of the escrow account must appear on the form.