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If your loan is not government-backed, you will need to produce all of the standard documentation. Review this checklist to make sure you have all of the required documents to apply for mortgage refinancing. 1. pay stubs. When applying for a home loan refinance, your lender will need proof of income.

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 · When you apply for a reverse mortgage loan, you will need to provide some documentation. A reverse mortgage loan is a loan, after all,

If you've decided to buy a home, it's good to know what you need for an efficient start. A mortgage lender requires specific paperwork to verify.

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Minimum mortgage application documents for wage earners. If you’re a full-time W-2 employee who does not earn commission or bonus income, you may need just a few documents – enough to prove that you have predictable and sufficient income and funds to close. In this case, you supply these things:

[FHA] FHA loan | Whole FHA loan process explained | FHA Mortgage Loan Why Are Tax Returns Needed When Applying for a Mortgage?. W-2s and other tax documents received by the Internal Revenue Service – for verification.

Mortgage Loan Documents Checklist – 14 Documents you need when you apply for a mortgage loan. W2’s from current and past employers. pay check stubs. Bank Statements. Last 2 years tax returns. Gift letter (if using gift funds) List of your debts. List of all your assets.

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Documents needed for a mortgage. Knowing which information you need to gather when going through the mortgage process can be confusing since a large amount of information is required. Here is a list of documents you’ll need to provide before you begin the prequalification and pre-approval process: Paycheck stubs from last 30 days

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