how to get a mortgage loan with low credit score bank statement mortgage loans Bank Statement Loan Program – No Tax Returns in California – Mortgage Approval with Only 12 Months Bank Statements . Here’s a great low doc loan program for borrowers who are "self-employed". Borrowers can provide 12 months of bank statements to qualify for a home loan without tax returns.Got Bad Credit? There Are Four Ways You Could Still Buy a House – You also need a high credit score to get a loan for that dream house. mortgage lenders like almost all lenders tend to look at your credit score in.

Two types of interest rates are available for borrowers: adjustable rates and fixed rates. Currently, a majority of reverse mortgage rates are adjustable. Fixed reverse mortgage rates: These rates, which do not change over the life of the mortgage, are only available for borrowers who opt for a lump sum payment. This means the borrower takes.